this is interesting of having mortgage in New york...
Everyone loves New York. But you might not be so excited about your home state if you're presently searching for a low-rate mortgage or refinance. It can be difficult, particularly if you aren't well versed in the language of mortgage loans. For example, you may know that the annual percentage rate (APR) is a useful comparison tool because it includes a loan's upfront costs. On the other hand, you may not know the importance of understanding how a prospective mortgage loan amortizes over time. Or that a mortgage with a low monthly payment doesn't necessarily have a low interest rate.
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